SME access to finance
In the future, conditions will be tighter as regards access to bank credit for small companies everywhere in Europe, and also for medium-sized companies in many countries. Innovative policy thinking is needed to improve SME access to the non-lending financing routes: venture capital, mezzanine finance, private placement, crowdfunding, access to financial markets, etc..
![](https://www.businesseurope.eu/sites/buseur/files/styles/buseur_scale_crop_496_x_250/public/media/illustrations_topics/sme_financing.jpg?itok=U09FOyY_)
Deploying SME-geared EU financial instruments is also part of the solution. The European Fund for Strategic Investment (EFSI) has the potential of supporting additional SME and mid-cap investment at a level of 75 billion euros over 3 years. The European Commission, the European Investment Bank and the member states should take creative measures for encouraging blending of private money with EIB money and national funds, with a view to supporting SME investment.
Publications
Public letters | Date | |
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European banking and SME organisations move forward industry-wide dialogue on access to credit | 08/04/2020 |
Contact
![](https://www.businesseurope.eu/sites/buseur/files/styles/buseur_contact/public/media/staff_pictures/landscape/daniele_olivieri-151.jpg?itok=PKqHW5Cp)